Make every checkout count with SM Malls Online’s Cashless Rewards. Designed to make your shopping experience more seamless and rewarding, this exclusive promo lets you enjoy extra value simply by paying with your Mastercard. Whether you’re stocking up on essentials or treating yourself to something new, your purchases can unlock a ₱500 app voucher for your next order. It’s a smarter, more rewarding way to shop—where going cashless doesn’t just make things easier, it gives you more to look forward to every time.
Promo Mechanics
- Eligibility
1. The Promotion is open to all principal and supplementary cardholders of Mastercard credit, debit, and prepaid
cards (local and international).
2. To join the Promotion, cardholder must use a valid Mastercard card for a minimum Php1,500 spend
from any participating SM Retail Affiliates or P3,500 minimum spend from SM Markets via SM Malls Online App
App.
3. Cardholders whose accounts are suspended or terminated are not eligible to join the promotion.
- Promotion Mechanics and Conditions
- Mastercard cardholder who make a purchase on SM Malls Online App of at least ₱1,500 worth from participating SM Retail Affiliates or P3,500 minimum spend from SM Markets will earn a reward of ₱500 SM Malls Online app credits using any Mastercard credit card (local or international).
- Promo period is from April 15, 2026 (12:01am) – May 31, 2026 (11:59pm).
- Participating SM Retail Affiliates:
1. Ace Hardware
2. Levi’s
3. Miniso
4. Pet Express
5. Surplus
6. Toy Kingdom
7. Adidas
8. Baby Company
9. The Body Shop
10. Our Home
11. Innisfree
12. Sports Central
13. Under Armour
14. SM Store
15. SM Markets
- Participating Malls:

- To join, customers must do the following:
STEP 1: Customer must have a registered user account on SM Malls Online App.
1. Download SM Malls Online App on iOS or Android.
2. Create an account by providing complete user details: full name, address, mobile number and email address.
3. Customer must enter the one-time password (OTP) sent via SMS in the app to verify the account.
4. To be able to shop, customer must set delivery address.
STEP 2: Make a purchase on SM Malls Online App of at least ₱1,500 worth from participating SM Retail brand* by adding to cart,
Or P3,500 from SM Markets pressing CHECK OUT and PAYING using any MASTERCARD credit card (local or international).
STEP 3: Every successful order will earn a reward of ₱500 SM Malls Online app credits. Within 3-5 days, an email notification will be sent to customer with the unique promo code.
To use the voucher code reward on SM Malls Online:
1. Add to cart any item then checkout
2. Tap SM Voucher and input the unique voucher code
3. Discount will be reflected in the total. Discount does not cover delivery fee.
4. Tap checkout and pay.
- Unique voucher code can only be used once. Unique code is not valid with Groceries, Cinema. Voucher codes have a 6-month validity from the day of issuance.
- All complaints and queries shall be attended to by SM Malls Online Customer Care via help@smmallsonline.com from Monday-Friday at 10am-5pm.
- SM Malls Online reserves the right to disqualify entries, cancel orders that are suspected to be invalid or fraudulent (i.e. abuse of promo mechanics to win prizes).
- By accepting the prize, the winners agree to the terms and conditions of SM Prime Holdings Inc.
DTI Fair Trade Permit No. FTEB- 253544 Series of 2026
